About us

Lambridge Finance

This site is operated and owned by Lambridge Finance. Lambridge is authorised and regulated by the Financial Conduct Authority (reference number 302857).

As a home owner, selecting a new fixed rate is one of the most important financial decisions you can make.

When your existing fixed rate mortgage is approaching renewal, accepting rates offered directly by your lender can be costly for three reasons:

  1. Did you know your bank has a computer generated ‘index valuation’ of your property? As mortgage advisors, we regularly appeal low valuations to gain access to lower mortgage rates.
  2. Some UK mortgage lenders offer higher fixed rates directly to their mortgage customers compared to rates available through a licensed mortgage intermediary like switchrates.com. We have documented evidence of this happening to our existing clients.
  3. Occasionally, best advice may be to move your mortgage to a different lender, but your bank will never tell you this. On your behalf, we will search the whole UK mortgage market to offer you the best value.
A man in a suit signing papers at a coffee table in a lounge
Len Lambe from switchrates.com has been looking after clients for 39 years and is pictured here in 1985

We don't charge a fee for arranging your new product transfer through this site and we offer an advised service. Before you provide us with any personal information we will explain our terms of business to you.

Data protection and privacy

In this site we will ask for certain information from you. Initially we will obtain some general information to enable us to decide if we can help you find a suitable product transfer.

Once we have established that we can help you we will ask for more specific information about you and your circumstances. before we collect this information we will ask for your consent to do so. You will see this on the relevant page when you get there. Until you agree, we will collect no personal information about you as defined under the Data Protection Act 2018 (GDPR)

We also have a full privacy notice that sets out what we will do with your information and who we will share it with. It will also set out your rights under GDPR and what action you can take if you are dissatisfied about how we deal with your information.